All Loan Programs

Single family house on pile of money

Conventional Mortgage Loan

A Conventional Mortgage Loan is a traditional program for loans that are not guaranteed by the government. These loans can have a fixed or adjustable rate.

real estate agent handing over keys to home

FHA Mortgage Loan

FHA, the Federal Housing Administration, is a governmental agency established to develop national standards of housing and encourage home ownership.

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VA Mortgage Loan

The VA Mortgage Loan was recognized in 1944 through the GI Bill of Rights. The GI Bill gives veterans a guaranteed home with no down payment.

Farmhouse in the Country

USDA Loan

USDA loans are guaranteed by the US Department of Agriculture. 100% financing is available with the no down payment option.

Old Beach Mansion

Jumbo Loan

A Jumbo Loan is a loan that has an amount over the usual limit, and therefore, the lenders usually charge a higher interest rate.

Home financing concept for real estate or house debt topics

80/15/5

Do you want a second mortgage, but want to pay a minimal down payment? 80/15/5 loans, loans that are only available in Texas…

Home Finances

Second Lien Mortgage Loan

A Second Mortgage Loan is a secured loan subordinate to the first mortgage based upon the same property. The Second Mortgage Loan usually allows the borrower a much larger loan because you are borrowing against a home.

Loans on Ring Binder. Blured, Toned Image.

Portfolio Loan

A Portfolio Loan is a mortgage loan that is held as investment by the lender or a bank instead of being sold on the secondary market i.e. Fannie Mae and Freddie Mac.

Hard Money Loan

Hard Money Loan

A Hard Money Loan is a short term loan secured by real-estate, sometimes referred to as a bridge-loan. Hard Money Loans can be used for commercial or residential properties.

One-Time Close Construction Loan

The Interest Rate is fixed for 10 years then adjustable thereafter. Interest only payments are due during the construction period and then the loan is amortized once complete.

Two-Time Close Construction Loan

Interest only payments are due during the construction period. The Interest Rate is fixed with a typical term of 12 months. After the home is complete, the construction loan will need to be refinanced into permanent financing.

Disaster Relief Mortgage

A special 100% mortgage program to help victims in Presidentially designated disaster areas recover by making it easier for them to get mortgages and become homeowners or re-establish themselves as homeowners.

HomeStyle Renovation Loans

The HomeStyle Renovation program allows borrowers to combine the purchase or refinance of a home with the costs to renovate or extensively remodel the property.

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