Hard Money Loans

A Hard Money Loan is an asset based commercial loan that can be used for land, commercial and single-family investment properties. It is designed to provide a source of financing for borrowers that have substantial equity in their property but may not meet traditional bank guidelines. As a result, the loans tend to be the most flexible.                   buying-real-estate2


Borrower:                          May be an individual or a company

Max Loan to Value:            60% for leased properties and 50% for unleased properties

Term:                               6 to 24 months with interest only payments due monthly

Loan amounts:                   $100,000 to $2,000,000

Rate:                                12-14%

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